The main budgeting error is applying one percentage to every Ajman property transaction. The official service distinguishes between a real estate sale and a unit sale, as well as buyer categories, and lists certificate and special-case fees.
Published registration fees
- Real estate sale for UAE and GCC nationals: 2% or AED 2,500 minimum.
- Real estate sale for non-citizens: 3% or AED 3,000 minimum.
- Real estate unit sale: 2% of unit value, borne by the buyer according to the published table.
- Title deed, ownership certificate or initial registration certificate: AED 350.
The page also lists special cases involving powers of attorney, judgments, auctions and common-property land. Match the transaction type before using a figure.
Worked examples
If a AED 1,000,000 real estate sale to a non-citizen is subject to 3%, the percentage fee is AED 30,000 before the certificate and other charges. If a AED 1,000,000 unit sale is subject to 2%, the percentage fee is AED 20,000. These illustrate arithmetic; the official invoice controls.
Other acquisition costs
Budget for the developer NOC, unpaid service charges, agreed brokerage and VAT, valuation, finance and mortgage registration, utility settlements and any technical or legal review.
Before paying a deposit
- Identify the official transaction category.
- Confirm the buyer category.
- Request a written cost schedule.
- Check developer debt, service charges and mortgage.
- State who pays each item in the contract.
Official sources
Links and facts were reviewed on 1 August 2026. Fees and requirements may be amended by the competent authorities; confirm them at the time of transaction.
